iVitaFi
0% Interest Patient Financing for Medical Practices & Clinics.
Overview
iVitaFi provides a patient financing solution where the provider is paid in full and upfront, while the patient receives a 0% interest, fixed monthly payment plan. The financing is non-recourse, meaning iVitaFi absorbs the loss if a patient defaults, eliminating financial risk and collection burdens for the healthcare practice.
✨ Key Features
- 0% interest for patients
- Non-recourse financing (provider assumes no risk)
- Upfront payment to the provider
- High approval rates across most credit scores
- Digital patient application process
🎯 Key Differentiators
- Guaranteed 0% interest for all approved patients
- Completely non-recourse, eliminating provider risk
- Focus on improving provider cash flow with upfront payments
Unique Value: Eliminates all financial risk and collection work for the provider by offering non-recourse financing and paying the provider upfront, while giving patients a simple 0% interest plan.
🎯 Use Cases (3)
✅ Best For
- Hospital patient financing
- Specialty clinic payment plans
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Practices that prefer to manage their own recourse-based financing programs
🏆 Alternatives
Unlike recourse models or credit cards with deferred interest, iVitaFi is always 0% interest for the patient and always non-recourse for the provider, offering greater simplicity and security.
💻 Platforms
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (All tier)
🔒 Compliance & Security
💰 Pricing
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